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 How
it Works?
An annuity purchase
program for insurance agents, financial planners, advisors,
producers, and brokers
Stone Street Capital’s Annuity Liquidity Program™ allows for an exit
strategy for annuities. We provide the up-front money for annuity
payments so that your clients can manage:
Cashing out inherited annuities
Changes in retirement planning
Estate planning and wealth transfer
Investing in alternative insurance products
Any immediate financial needs
Stone Street Capital’s Annuity Liquidity Program™ allows you to
provide a new service to your annuity clients who have:
Inherited an annuity
Annuities they wish to cash out
Annuities with high surrender fees
A portfolio with less liquidity than desired
A desire to better position assets for transfer to heirs
SPIAs or any fixed annuities that are no longer the best solution
Frequently Asked
Questions
Structured Settlement Program
WHAT IS THE LUMP SUM CASH OPTION?
WHY SHOULD I CONSIDER A LUMP SUM?
WHAT IS 'PRESENT VALUE'?
HOW MUCH ARE MY PAYMENTS WORTH?
HOW BIG A LUMP SUM PAYMENT CAN STONE STREET MAKE?
HOW SOON WILL I RECEIVE MY MONEY?
HOW AM I PROTECTED?
WHAT IS THE PROCESS FOR CONVERTING MY SETTLEMENT TO CASH?
HOW DO I GET STARTED?
WHAT IS THE LUMP SUM CASH OPTION?
Simply put, a lump sum is up-front cash for the value of your future
payments. Choosing the cash option for structured settlements allows
you to trade in your future payments for money today.
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WHY SHOULD I CONSIDER A LUMP SUM?
Your financial situation may have changed and you need access to
cash before your settlement payments arrive. Why wait years when you
can get exactly the amount of money that you need with either a full
or partial conversion? Getting a lump sum allows you to take control
of your money now.
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WHAT IS 'PRESENT VALUE'?
"Present Value" is simply what something in the future is worth
today. For example, take the price of a movie. Thirty years ago, a
movie ticket cost about $2. Today, you would pay $8.50. Thirty years
from now, a movie ticket will be even higher. In other words,
today's dollar buys more than tomorrow's dollar.
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HOW MUCH ARE MY PAYMENTS WORTH?
We can provide you with a Free Quote that is specific to your
payment stream and your needs.
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HOW BIG A LUMP SUM PAYMENT CAN STONE STREET MAKE?
The sky is the limit! We have originated over $1 billion over almost
20 years, and have vast financial resources available to us. Contact
us at 1-800-LUMP-SUM (800-586-7786) to find out how much immediate
cash you can get for your future payments.
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HOW SOON WILL I RECEIVE MY MONEY?
Stone Street Capital has the fastest turnaround time in the
industry. However, every cash conversion is different. On average it
takes 2-4 weeks after the hearing date for you to receive your
money.
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HOW AM I PROTECTED?
You must obtain court approval of your sale in accordance with your
state's laws that govern the sale of injury settlement payments.
These state laws work in conjunction with existing federal laws, and
provide clear rules for the exchange of periodic payments for a lump
sum of cash. Court orders are issued ensuring that the transaction
is in your best interest.
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WHAT IS THE PROCESS FOR CONVERTING MY SETTLEMENT TO CASH?
Getting a lump sum for your structured settlement is a simple
process. Here is an overview of what is involved:
Call 1-800-LUMP-SUM (800-586-7786) to speak with us to explore your
options. There is no cost and no obligation of any kind.
Consult with a Stone Street Capital Executive Buyer to customize an
offer to meet your needs and complete a simple application over the
phone.
Provide Stone Street with supporting documentation to your
settlement and sign a Sale Agreement.
Obtain court approval of the transaction
The rest is up to us. We will do all the necessary work involved to
receive court approval with either minimal or no cost to you. Once
everything is approved, you receive your lump sum. Your Stone Street
representative is there every step of the way.
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HOW DO I GET STARTED?
It's easy! Give us a call at 1-800-LUMP-SUM (1-800-586-7786) and we
will give you a free quote on what your payments are worth. Our
professionals will walk you through the process and answer any
questions you have. It's that simple.
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