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 Welcome!
Life is uncertain. Everybody is at risk – on the
roads, at work, on vacations, while traveling, or even inside their home.
Natural catastrophes also add to life’s uncertainty. Some unfortunate accidental
occurrence might bring a huge financial burden to you and your family. Although
you cannot guard against all uncertainties of life, you can always take steps to
help you tackle the accidental events in a better manner, should they occur.
NJIL’s “Secure Personal Accident Plan” provides just the right kind of cover
for these uncertain times
A Complete Protection Plan
Our Personal Accident Insurance Policy provides comprehensive protection
against accidental occurrences that might lead to death or bodily injury of the
insured person. If the accident leads to the untimely death of the Insured, this
Policy will provide complete financial security to the Insured's family members.
The Policy also covers situations where although the insured person survives an
accident, he is crippled for the rest or part of his life. In such cases, the
Policy will pay a fixed percentage of Sum Assured depending upon the type of
disablement. Financial support is also available in case of disability of a
temporary nature and medical expenses arising out the accident.
There is minimal underwriting involved with the plan, and no medical
examination is needed in order to purchase coverage.
Benefits Available
You could be insured for a combination of the following benefits depending on
the package you select.
Benefits Available
You could be insured for a combination of the following benefits depending on
the package you select.
Accidental Death and Dismemberment Benefit (AD&D)
In case of death due to accident, 100% of the sum assured is paid to the
nominee of the insured.
In case of dismemberment due to accident, a specified percentage of the Sum
Assured is paid according to the following schedule.
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